FINANCING
We are happy to offer convenient financing options to help you afford the furniture you want for your home. The WG&R Furniture credit card is issued with approved credit by Synchrony Bank. See store for details. Follow the links below to apply for financing or manage your account.
CURRENT FINANCING OFFERS
No Interest If Paid In Full Within 12 Months¥
On purchases made with your WG&R Furniture credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments required. No minimum purchase required.
TEMPUR-PEDIC®, PURPLE®, BEAUTYREST BLACK HYBRID®, CASPER, STEARNS & FOSTER® & SMARTLIFE BY KING KOIL
No Interest if Paid in Full Within 18 Months¥
On Tempur-Pedic, Purple, Beautyrest Black Hybrid, Casper, Stearns & Foster, and SmartLife By King Koil mattress purchases made with your WG&R Furniture credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum Monthly Payments required. No minimum purchase required.
24 Months 0% APR Financing*
On Tempur-Pedic, Purple, Beautyrest Black Hybrid, Casper, Stearns & Foster, and SmartLife By King Koil mattress purchases with your WG&R Furniture credit card. 24 equal monthly payments required. No minimum purchase required.
36 Months 0% APR Financing*
On Tempur-Pedic, Purple, Beautyrest Black Hybrid, Casper, Stearns & Foster, and SmartLife By King Koil mattress purchases with your WG&R Furniture credit card. 36 equal monthly payments required. No minimum purchase required.
60 Months 9.99% APR Financing**
On Tempur-Pedic, Purple, Beautyrest Black Hybrid, Casper, Stearns & Foster, and SmartLife By King Koil mattress purchases with your WG&R Furniture credit card. 60 fixed monthly payments required. No minimum purchase required.
WG&R CLEARANCE CENTER FINANCING OFFERS‡
No Interest if Paid in Full Within 12 Months¥
On Clearance Center purchases of $995 or more with your WG&R Furniture credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments required.
No Interest if Paid in Full Within 6 Months¥
On Clearance Center purchases up to $994.99 with your WG&R Furniture credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum Monthly Payments required.
We accept payment by:
We also accept cash and checks.
FINANCING DETAILS
¥No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/2025: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or amend this offer at any time.
*No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or amend this offer at any time.
**Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. For the 60 month promo payments are equal to 2.1242% of the initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/2025: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or amend this offer at any time.
‡Current financing offers only available on WG&R Clearance Center merchandise.